Blogs

Prepare for the Christmas cash flow squeeze with Debtor Finance

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Prepare for the Christmas cash flow squeeze with Debtor Finance

Conditions this Christmas are likely to continue to be uncertain, with retail figures remaining weak, a string of major insolvencies, a slight rise in unemployment and the ongoing squeezing of credit and bank overdrafts. Trade payments continue to be well above standard trading terms (almost double) according to Dun and Bradstreet’s trade payments analysis and business insolvencies are still well above pre-GFC levels, in part because of the ATOs reduced tolerance of tax arrears and a general tightening of  trade credit from suppliers. Unless you are an ice cream seller at a beach or a...

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Cash Splash: Getting Funds to Grow

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Cash Splash: Getting Funds to Grow

Money talks, especially when it comes to expansion. For most small businesses trying to get off the ground, lack of capital to drive growth remains the number one challenge. Even with the best idea in the world, a business has limited scope to reach its potential unless it can get access to a ready source of money. Rather than going into debt through a bank loan, more and more smaller business owners are seeking out funding from private investors, by agreeing to sell part of their equity interest in the business in return for a cash injection that will allow them to expand quickly....

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Small Businesses Are Getting Smarter

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Small Businesses Are Getting Smarter

The impact of the GFC on our business environment is well documented over the past 18 months. It is tougher now to raise new equity and gain support from your bank. In short the number of business failures continues to rise in 2010 according to the latest Australian Bureau of Statistics reporting. The SME business owner is looking at new ways to maintain sales, operating efficiency and sustainable profitability. We have been analysing these trends for our customers.The outlook requires the SME business owner to explore all available opportunities to improve performance and avoid becoming...

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